Guide
How Spline Works
Spline helps friends in New Zealand split expenses without awkwardness. Create a split, invite friends, track balances, and settle up securely in NZD.
1) Create a split
Add the total amount, describe the expense (rent, groceries, dinner), and choose who’s involved.
2) Choose how to split
Split equally, set custom amounts, or adjust shares so everyone pays what’s fair.
3) Track who owes what
See balances instantly, with clear history so you’re never guessing who paid last time.
4) Settle up securely
Friends pay their share and you can withdraw to your NZ bank account when you’re ready.
- Best for: flatmates, group trips, shared groceries, dinners, and events.
- Made for NZ: local currency (NZD) and secure NZ bank connections.
Ready to split your first bill?